We are talking about the platform for people affected by Urbanitae. This is a Spanish real estate crowdlending platform that allows investors to participate in real estate projects for the construction and rehabilitation of homes, garages, and offices. The platform is characterized by offering high returns, which exceed those of other types of investment, such as bank deposits or investment funds.
In the context of crowdlending, an affected platform is an organization that brings together investors who have lost their investment in a crowdlending project that has not been returned.
Get up to €75 when you invest for the first time in Urbanitae by registering here with my invitation.
Is there a platform for people affected by Urbanitae?
In the case of Urbanitae, there is no platform for those affected. This is because the platform has not had any unreturned projects so far, nor any particularly relevant conflict that has harmed its investors.
Urbanitae is a platform regulated and supervised by the spanish National Securities Market Commission (CNMV in spanish). This means that the platform is subject to a series of requirements and controls that guarantee investor protection.
Among these requirements are:
- The exhaustive evaluation and selection of the projects that are submitted for financing.
- Diversification of the project portfolio.
Thanks to these requirements, Urbanitae has achieved a 100% return rate on invested capital.
Specifically, Urbanitae has financed more than 120 projects, which represents financing of more than 220 million euros for more than 80,000 individual investments. The platform has returned more than 33 million euros of invested capital and has obtained an average profitability of over 16%.
These data show that Urbanitae is a safe and reliable platform that offers investors good returns.
Is Urbanitae a good real estate crowdlending platform?
Urbanitae is a real estate crowdlending platform that offers a series of advantages, such as:
- Interesting returns.
- Regulation and supervision by the CNMV.
- Investment from a relatively small amount: €500.
However, some risks must also be taken into account, such as:
- Risk of delay in the return of invested capital.
- Risk of loss of investment in the event of default by the promoter.
- Risk of reduction in the estimated initial profitability, due to the increase in project costs.
How to minimize the risks of real estate crowdlending?
To minimize the risks of real estate crowdlending, it is important to take into account the following recommendations:
- Be well informed about the platform and the projects in which you are going to invest. Carefully read the documentation provided by the platform and analyze the promoter’s situation.
- Diversify your investment. Don’t invest all your capital in a single project or a single platform. Invest small amounts in many projects. This will mean that, in the event that a project fails, the amount of money you may lose will not be important to you.
- Set an investment limit. Decide how much money you are willing to lose. Make sure that you will not need the money you are going to invest in the short or medium term.
Conclusions
Urbanitae is a safe and reliable platform that offers investors good returns. However, it is important to consider the risks associated with this type of investment before investing.
To minimize risks, it is important to be well informed, diversify your investment and set an investment limit.
Get up to €75 when you invest for the first time in Urbanitae by registering here with my invitation.
The profitability of Urbanitae
To know the complete development and final profitability of an investment in Urbanitae, you can read the entire development of one of the investments I have made on this platform. Specifically, this project was a complex of chalets in Torrejón de Ardoz, Madrid and promised a profitability of 30%. Here you have more information and all the accounts at the end of the project.